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Articles By justin leeJun 26th 2008
There is a saying that good news travels fast but bad news travels at the speed of light If you happen to be embroiled in a foreclosure you probably understand what I mean Aside from the bill collectors hounding you daily there now appears another group of people bent on...
Jun 22nd 2008
Dutchess County with over residents is experiencing its share of the foreclosure misery that is affecting the rest of New York and the country as a whole With foreclosures on the rise in Dutchess County the state is slow in responding with any kind of solution Some housing experts yesterday...
Jun 21st 2008
The way Americans have taken on mortgage debt has changed significantly in the past two decades The s saw second mortgages account for less than of outstanding home mortgage debt By the mid- s second mortgages had increased to of home mortgage debt The s have shown yet another double-digit...
Jun 21st 2008
For many homeowners seeking help to stop foreclosure refinancing their current mortgage is quickly becoming the option of choice especially if they feel their home has enough equity in it to justify the decision The only way this can be determined however is through a property appraisal The problem with...
Jun 12th 2008
What is a credit report anyway Some people lump it into the same category as their IQ results driver's license number and cholesterol counts in other words numbers to be aware of but not having any relevancy in our day-to-day life They assume that when they decide to purchase a...
Jun 7th 2008
In spite of reports stating foreclosures are showing evidence of decline in some states the overall numbers are still increasing nationwide With over a million loans in default and more expected now through the end of the overall outlook is bleak These days' homeowners trying to stop foreclosure are asking...
Jun 7th 2008
Closing costs are an inevitable part of buying or refinancing a home mortgage Closing costs can represent a significant out of pocket expense If you are involved in stopping foreclosure this becomes problematic as you are likely to be conserving whatever cash resources you have Closing costs is unavoidable for...
May 30th 2008
Restructuring an existing home loan to avoid foreclosure is a sensible consideration for some homeowners but not all Unless the minimum requirements are met you may just be spinning your wheels For obvious reasons the qualification requirements for a mortgage restructuring are quite different than those for a first time...
May 29th 2008
Most borrowers pay little attention to the fine print on a credit application Most shrug their shoulders promise themselves they'll never get in trouble with their credit card and sign away Unbeknownst to them they are committed to a legal contract that is heavily weighed in the creditors favor Yet...
May 29th 2008
There's no imminent end to the foreclosure crisis gripping our country Until lenders and homeowners get on the same page turning things around will be a long and difficult task The numbers are impressive and also oppressive at the same time Over foreclosures were reported between January and July of...
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