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Articles By Chris EspositoJul 22nd 2008
If you are considering moving into a new home in the near future you may want to consider building your own home Whether you decide to hire a builder or manage the project yourself as an owner builder you may want to consider using Universal Design techniques to improve the...
Jul 22nd 2008
Owner Builder construction is a great way to build instant equity into your new home by eliminating the costs of a general contractor In fact cutting the overhead of a licensed general contractor can save an owner builder anywhere from ten to thirty percent on construction costs That's tens of...
Jul 7th 2008
My office sells mortgages It's not very exciting and there are a ton of other loan officers around the country who we have to compete with So what do we do to be successful Success comes from marketing your product and service much better than your competition Set yourself apart...
Jul 3rd 2008
The loan process you follow when searching for a construction loan has some similarities to that of obtaining a regular mortgage You will still be judged on your income credit savings and monthly debts just like a regular mortgage However with a construction to permanent loan there are a few...
Jul 3rd 2008
It's extremely difficult for businesses to find customers and generate new leads So it's vital to explore some under-used options that can provide access to large lists of new prospective customers A well thought out joint venture can do just that - for almost zero cost Almost any marketer already...
Jun 30th 2008
When you are building a new home you will need insurance to protect yourself while the home is under construction If you are hiring a licensed general contractor he will most likely have some insurance in place to cover the bulk of the requirements However if you are going to...
Jun 26th 2008
Avoid these ten common credit mistakes as they will negatively impact your scores Unfortunately many people make these mistakes without ever knowing their actions are going to harm their credit Not knowing your credit score You are the only one responsible for your credit score With today's technology if you...
Jun 24th 2008
When you talk to most business owners or entrepreneurs about email marketing campaigns they will probably tell you that email simply won't work In fact many experienced marketers will agree And I must admit that if you are using email campaigns incorrectly they will prove to be ineffective - a...
Jun 22nd 2008
Do you know the main credit factors that affect your FICO credit score If you don't know these nine key factors you could be unintentionally damaging your credit score and chances at better financing terms Before discussing the Credit Scoring Factors please keep one thing in mind do not make...
Jun 22nd 2008
My office provides owner builder construction loans Never heard of them That's okay because owner builder loans are a very small niche within the construction financing industry Basically they are loans for people who want to build their homes without using a general contractor But that's not really the point...
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